For an AI-powered world

AI & technology insurance.
A clearer starting point.

Building software, deploying AI agents or running a technology business? Tell us what you do, organize your coverage questions and request a connection with an eligible licensed insurance professional.

Start a free business request Explore personal AI & cyber risks

Free to request. No card needed. LunarQuote is a referral marketplace, not an insurer. A match or insurer quote depends on verified partner availability.

AI & technology business insurance

AI startups, software teams, automation agencies and technology consultants. Prepare a useful request for a licensed professional.

Start a business request

Personal AI & cyber protection

AI scams, deepfakes, identity theft, and online concerns. Start with a simple personal protection profile.

Explore personal protection

Simple starting point · No insurance jargon neededYour choice · Sharing requires consentProfessional review · Licensed professionals handle quotes

How LunarQuote works

Three steps. A clearer conversation.

One free request helps you explain your needs. A licensed professional reviews insurance options when an eligible verified partner is available.

Choose your starting point

Tell us whether you're exploring personal protection or insurance questions for a business.

Organize your concerns

Use the guided profile to prepare questions about your risks and potential coverage needs.

Request licensed guidance

When an eligible verified partner is available, you can request a professional conversation about your options.

LunarQuote is an insurance referral marketplace, not an insurer. Coverage terms, availability and eligibility are determined by licensed providers.

AI and technology coverage questions

Understand the risks before choosing coverage.

Explore your risks, prepare the right questions, and connect with a licensed insurance professional when an eligible partner is available.

Personal insurance questions

Protect what matters at home.

Explore online fraud, identity concerns and personal protection questions with a simple, educational profile.

Personal risk profileStart personal profile →

Business insurance questions

Understand your business exposure.

Describe your business, how it uses AI and the protection questions a licensed professional should review.

Business risk profileStart business profile →

Insurance guidance

Prepare for a better conversation.

Learn about coverage types and use the policy scanner to identify questions worth asking your licensed specialist.

Educational resourcesExplore insurance resources →

How it works

A little context goes a long way.

Start with what you want to protect. You don’t need to know which insurance policy to ask for.

Build your risk profile

Tell us about your concerns or how your business uses AI. Keep it high level.

Choose whether to connect

Sharing is optional for personal profiles. Business requests include permission for an eligible professional to respond.

Get specialist help when available

Connections depend on verified licensing, appetite, and availability. A licensed professional handles advice, quotes, and coverage.

Explore before you decide

Good questions come before coverage.

Use our educational tools to get oriented. They don’t determine whether a claim is covered or recommend a policy.

Understand

What does AI risk look like?

Learn how software, autonomous actions, data, and physical systems create different insurance questions.

Explore the risk map →

Review

Already have a policy?

The AI Policy Scanner identifies wording and page-level questions to discuss with your licensed professional.

Explore the policy scanner →

Prepare

Making AI commitments?

Organize questions about customer contracts, indemnification, and the relationship to insurance wording.

Review contract risk →

Explore before requesting help

Which coverage questions should you ask?

Coverage depends on insurer wording, your activities and eligibility. These guides help you prepare for a licensed review.

AI liability

Explore questions about AI outputs, agent actions and third-party harm.

Read the AI liability guide →

Technology E&O

Understand questions about alleged errors in software and technology services.

Explore technology E&O →

Cyber and preparation

Compare cyber and technology E&O questions, then prepare your business summary.

Compare cyber and technology E&O →
Use the AI insurance checklist →

Free business insurance request

Tell us about your AI or technology business.

Start with the basics and how you use AI. We’ll save your request and check for an eligible verified partner. A request may remain unmatched while provider verification is in progress. “Not sure” is a useful answer.

Insurance disclosure: LunarQuote is not an insurance company and does not currently sell, solicit, negotiate or bind insurance. A licensed insurance agent, broker or producer may contact you about insurance products. Submission does not create coverage.

01 / About your businessSimple answers are fine

Company name *

Your name *

Work email *

Phone

State *

ZIP code *Used only to match local partners when distance matters.

What kind of business are you? *

Company size

Annual revenue

02 / Your AI use

What does AI do in your business? *

Which of these sound like your business? (optional)

AI interacts with customers/usersAI handles sensitive dataAI can take actions without approvalAI can initiate financial transactions

Do you already have business insurance? (optional)

Anything else we should know?

I authorize LunarQuote to share the information I submit with eligible licensed insurance professionals (up to three when a shared-lead arrangement applies) so they may respond to this insurance request by phone, email or person-to-person text message using the contact information I provide. This consent is not a condition of purchasing insurance, and I may ask LunarQuote or a partner to stop future marketing contact. I understand this submission is not an insurance application and does not bind coverage.

By submitting, you acknowledge our Privacy Policy, Terms and Insurance Disclosures.

Need help describing what your business does with AI?

Coverage explorer · Step 01

What does your business do with AI?

Early access

Choose the closest fit to see the questions worth bringing to a specialist.

Educational starting points—not quotes, recommendations, coverage determinations or a live insurer comparison. Approved partner routing occurs only when a licensed partner’s state and stated appetite match the request.

Before you begin

A few clear answers.

Is LunarQuote an insurance company?

LunarQuote is a marketplace starting point. We do not sell, solicit, negotiate, or bind insurance. Licensed professionals and insurers handle insurance decisions.

Will I be matched right away?

A connection depends on verified partners who are licensed in your state and handle your needs. Matching can be temporarily unavailable. We do not promise an immediate match.

Does creating a profile give me coverage?

No. A risk profile, request, waitlist entry, or policy scan does not create insurance coverage or a quote.

How can I stop contact or change my information?

Use your private personal profile or our support and privacy request form. We verify identity before disclosing or changing private records.

Is personal AI insurance available?

You can create a personal protection profile now. Specialist connections depend on verified licensed supply and your sharing choice. LunarQuote does not offer a Lunar-branded personal insurance policy, approved price or guaranteed connection.

Licensed insurance professional?

Tell us which customers you want to help. Partner early access is free.

Explore the partner network →

See how LunarQuote works, step by step.

Three steps. A clearer conversation.

Choose your starting point

Organize your concerns

Request licensed guidance

Understand the risks before choosing coverage.

Protect what matters at home.

Understand your business exposure.

Prepare for a better conversation.

A little context goes a long way.

Build your risk profile

Choose whether to connect

Get specialist help when available

Good questions come before coverage.

What does AI risk look like?

Already have a policy?

Making AI commitments?

Which coverage questions should you ask?

AI liability

Technology E&O

Cyber and preparation

Tell us about your AI or technology business.

A few clear answers.

Licensed insurance professional?